Compliance & monitoring
What the operator side is built to look like
A preview of the internal tooling a licensed BCXPesa would run day to day — transaction monitoring, an AML review queue, and audit exports. Every row here is fictional, built to demonstrate the shape of the system, not to report on anything real.
Transactions monitored
1,842
Last 30 days (sample)
Flagged for review
7
0.38% flag rate
KYC verified
96.4%
Within target range
Avg. review response
4.2h
Compliance officer SLA: 24h
Transaction monitoring
Sample feed — illustrative only
| ID | User | Asset | Amount | Risk | Status | Time |
|---|---|---|---|---|---|---|
| TX-88213 | u_7f2a…b91c | BTC | KES 12,400 | Low | Cleared | 09:14 |
| TX-88214 | u_c03e…1a4f | USDT | KES 3,200 | Low | Cleared | 09:16 |
| TX-88215 | u_44b1…7d2e | BNB | KES 89,000 | High | Flagged | 09:22 |
| TX-88216 | u_9a8c…5f10 | LTC | KES 6,750 | Low | Cleared | 09:25 |
| TX-88217 | u_2e77…c60b | BTC | KES 41,300 | Medium | Pending | 09:31 |
| TX-88218 | u_ab19…33e4 | USDT | KES 2,000 | Low | Cleared | 09:33 |
| TX-88219 | u_f501…88ad | BNB | KES 118,500 | High | Flagged | 09:40 |
AML review queue
Flagged transactions awaiting a compliance decision
TX-88215 — KES 89,000 in BNB
u_44b1…7d2e · Reason: amount exceeds first-week threshold
TX-88219 — KES 118,500 in BNB
u_f501…88ad · Reason: velocity — 3 transactions in 10 minutes
TX-88190 — KES 54,200 in BTC
u_1cd9…f77a · Reason: new device, first transaction
Audit export
Seven-year retention, as required under the VASP Regulations, 2026
Generates a sample audit log export — the same shape a real export would take once this connects to actual transaction records.